civilhuang 发表于 2024-5-28 13:33
可以
你自己就是这样做的？还是你问过客服了？
多谢
Eric 发表于 2024-5-28 13:37
你自己就是这样做的？还是你问过客服了？
多谢
借记卡可以在网上银行或app上绑定或解绑任何账户，不需要找客服。
如果只有msa账户的话，借记卡应该只能消费sgd（或强制货币转换），所以建议留着gsa账户，可以预存其它货币供刷卡使用。
Eric 发表于 2024-5-28 13:37
你自己就是这样做的？还是你问过客服了？
多谢
消费是按SGD算，留一个GSA没坏处。
奇怪，发银行问了：
银行答复还是你需要维持每月平均余额(MAB)
500新元，以防止低于2新元的收费。然而,
此费用自开户之日起一年内免收。
We refer to your email on 9 June 2024.
Generally, you will need to maintain the Monthly Average Balance (MAB)
of S$500 to prevent incurring the fall below fees of S$2.00. However,
this fee will be waived for 1 year from account opening.
Here is how we calculate the MAB:
Taking the balance at the end of each day in the month.
Adding up all the balance amounts.
Dividing the accumulated balance amount by the number of days in the
month.
For example, if your balance at the end of day one, two and three is at
S$500.00, S$1,000.00 and S$1,500.00 respectively, your MAB will be as
follows:
Total balance accumulated = S$500.00 + S$1,000.00 + S$1,500.00 =
S$3,000.00
MAB = S$3,000.00/ 3 days = S$1,000.00
Please refer to our website for more information on our deposit
accounts.
(OCBC Website> Personal Banking for Individuals> Accounts> See all
accounts)
If you have further questions, please feel free to email us or contact
our Personal Banking hotline at the number listed on OCBC website >
Contact Us.
Thank you for banking with us. We look forward to serving you again.
Yours sincerely
Candice Mora
Customer Service Executive
Contact Centre
OCBC
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claim to be from OCBC. We will not send you any emails with links.
Enter your login credentials (Access Code, PIN or One-Time Password)
only into the official OCBC Digital mobile banking app or after
accessing the official OCBC website (always type out the URL to do
this).
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我这里还是显示的2新元
ajeef 发表于 2024-5-27 12:43
新加坡OCBC的官方费用链接：个人银行产品定价
大佬，看你对图片里的注释，360账户最低初始存款是1000新币，意思是账户余额必须高于1000，如果低于会被关户还是只是会收2新元管理费而不会被关户？
有没有必要把 ocbc 优化掉 换成 HSBC SG
HSBC SG 没有管理费, 功能都差不多
M-Team 发表于 2024-6-16 06:50
有没有必要把 ocbc 优化掉 换成 HSBC SG
HSBC SG 没有管理费, 功能都差不多
汇丰sg非居民只能开premier啊....而且就算是普户没记错也要2k sgd低存
当然如果你本身premier达标可以当我没说（
SZJMID 发表于 2024-6-15 22:05
大佬，看你对图片里的注释，360账户最低初始存款是1000新币，意思是账户余额必须高于1000，如果低于会被 ...
第二年开始，低于3000元新加坡币就会收取每月2新元管理费，但是余额在1000新币以上，是不会被关户的，只会每月收取2新元，一旦你余额低于1000元，并且没有交拖欠的管理费就会被关户。
ajeef 发表于 2024-6-16 23:22
第二年开始，低于3000元新加坡币就会收取每月2新元管理费，但是余额在1000新币以上，是不会被关户的，只 ...
好的，明白了