N26 - Love your bank
Retirement, reinvented
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Coming January 2027, Germany is reimagining private retirement.
The new retirement account (Altersvorsorgedepot) includes two subsidized portfolios that let you invest more and unlock up to €540* annually.
Pre-register in the app today so you don’t miss a thing.
Investing involves risk of financial loss.
Pre-register
Shape your own retirement with N26
Take control of your future
Complement your pension with ETFs that target higher growth.
Get state support along the way
Receive up to €540* per year, plus extra bonuses for young starters and parents.
No tax while you save
Grow your investments tax-free until retirement, when you will likely pay a lower tax rate.
Understand the risks
There is no capital guarantee, all money stays locked until retirement. Bonuses and tax benefits must be repaid if withdrawn early.
Investing involves risk of financial loss.
Learn more
*Applicable with annual contributions of €1,800, subject to eligibility. Funds are generally locked until retirement; early withdrawals may result in forfeiture or repayment of government bonuses and tax benefits. |
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